KIVA

KIVA – Loan Justification Your Name: Michael Di

Potential Recipient URL: http://www.kiva.org/lend/349239 Name: Battsengel Jugder Country: Mongolia Type of Loan: Clothing

Criteria

1. Risk

Borrower (Credit history/Personal character): started selling clothes in 2007 and wishes to settle down to make a shop to sell his clothes in now.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): 5/5

Country Risk (Economic, Political, Natural Disaster): in my opinion Mongolia has a low risk factor other than the possibility of Economic crisis which is on a global scale.

2. Business Plan - [|Small Business Start Ups]

Potential for success: VERY BIG

Potential for sustainability: it is quite likely that he will succeed and be able to sustain himself very well.

Potential for regional economic benefit: it will let everyone in the region have proper clothes and a better life.

3. Borrower

Perceived level of need: low

Financial responsibilities/commitments of individual: he and his wife

4. Summary i think he is deserving of the loan because he really had little help before and really would profit from it.

KIVA – Loan Justification Your Name:

Potential Recipient URL: [] Name: Carlos Patricio Country: Equador Type of Loan: Construction

Criteria

1. Risk

Borrower (Credit history/Personal character): started selling clothes in 2007 and wishes to settle down to make a shop to sell his clothes in now.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): 3.5/5

Country Risk (Economic, Political, Natural Disaster): in my opinion the only risk of this is natural which would destroy the trees.

2. Business Plan - [|Small Business Start Ups]

Potential for success: it is insanely big because if they become very successful they will be able to make better houses and shelters in that area that desperately needs it.

Potential for sustainability: sustain potential is also very high, its a good business.

Potential for regional economic benefit: it will make lots of jobs for people in the area and will also produce houses and buildings there.

3. Borrower

Perceived level of need: moderate

Financial responsibilities/commitments of individual: he and his sister

4. Summary i think he is deserving of the loan because it would greatly benefit the whole area around him not just a few people.